HCISPP Free Practice Test

Initially, what was the primary purpose of private health insurance in the U.S.?

1. A. Prevent national health insurance from taking hold
2. B. Provide coverage for major illnesses
3. C. Provide comprehensive coverage
4. D. Compensate for loss of income during sickness and temporary disability

Correct Answer: D

The U.S. healthcare system has been referred to "a paradox of excess and deprivation" because.

1. A. Some people receive too little care because they are uninsured.
2. B. Some people receive too little care because they are inadequately insured.
3. C. Some people receive too much care that is costly.
4. D. All of the above.

Correct Answer: D

True or false: For people with Medicaid coverage, access to health care is guaranteed.

1. A. True
2. B. False

Correct Answer: B

Who monitors the purity of foods and safety of medicines?

1. A. Joint Commission
2. B. CMS
3. C. Medicare
4. D. FDA

Correct Answer: D

Which legislation created the State Children's Health Insurance Plan (SCHIP)?

1. A. Balanced Budget Act of 1997
2. B. State Children's Health Insurance Act of 1997
3. C. Kids First Act of 1997
4. D. Omnibus Reconciliation Act of 1997

Correct Answer: A